Bank crisis

When i see news in tv or radio about financial crisis i allways remind the Grameen Bank's (GB) success. The Nobel Laureate Muhammad Yunus was the founder of this microcredit institution. But why the entire world banks seem to have little or big problems whyle GB moves with stability? I think one reason is that when they provide a small loan, that money will go to buy a cow or chicken somewhere. The money intends to be spend in something with concrete value.
The financial system economy sometimes don't talk about real economy. When you hear on a hedge fund that collapses, but what fund? Based on stock market? Sometimes you realize that the bank investors sell fantasies. Things that are not real. That is a reason why too many banks have problems. The products they have are based on capitalization of stock market. But if it goes down how can they solve the problem?

The great depression originated in the United States in 1930 was due to a stock market crash (Wall Street Crash) on October 29, 1929, known as Black Tuesday. It take effects in every economy's country. But those who where too dependent on external exchanges suffer worst situations. The deflation it affects everything.
Too many reach people who have invested in stock market loosed everything.

Getting a loan to buy a car, a house it was very simple and everyone do that, but banks are getting affraid.

So once again GB offers money for real primary needed things and they are completely out of that game of stock market. When you invest on stock market it is a risk that you take by your own, but banks should stay out of that risk when the money of people is most important. We leave in a society of growing fast. You see moovie stars or people from sports who get reach very fast.

The banks should have ethics principles. The social inaqualities, social injustice originates this situation. One reach man exists because there are many others very poor. The system is based on those financial logic and wage inaqualities and the society tends to favor some entities and forget those who need more.

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